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Finance tips (13 อ่าน)
7 พ.ค. 2568 14:03
A high credit score not only helps you get loans and credit cards more easily but also ensures better interest rates. Always pay your EMIs and credit card dues on time. Avoid taking on unnecessary debt, and keep your credit utilization ratio low (ideally under 30% of your limit). Avoid making only the minimum payment on your credit card; interest compounds rapidly,Finance tips<span style="font-family: Arial; font-size: 10pt;"> </span>and you could fall into a debt trap. If you’re already in debt, make a plan to tackle it—start with either the snowball method (paying off the smallest debts first for psychological motivation) or the avalanche method (paying off the highest-interest debts first to save money).
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