As a BSc nurse in the US, several hidden costs can reduce your take-home salary. <strong data-start="81" data-end="90">Taxes&mdash;including federal, state, and local&mdash;can significantly lower your paycheck, especially in higher-tax states. <strong data-start="199" data-end="235">Licensing and certification fees are recurring expenses needed to maintain your credentials. Many nurses also spend on <strong data-start="322" data-end="359">continuing education and training to stay updated, which may not always be reimbursed. <strong data-start="413" data-end="439">Uniforms and equipment like scrubs, shoes, and medical tools often come out of pocket. Some nurses incur costs related to <strong data-start="539" data-end="566">commuting or relocating for better-paying jobs. Additionally, overtime shifts or travel nursing might lead to higher taxable income, impacting overall tax liability. These expenses, while often overlooked, can affect your net earnings and should be factored into financial planning.

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